If you drive in North Carolina, your driving habits don’t just affect your safety — they directly impact how much you pay for auto insurance. That’s because North Carolina uses a statewide system called the Safe Driver Incentive Plan (SDIP) , which rewards safe drivers and penalizes risky behavior. Here’s what every North Carolina driver should know. What Is the Safe Driver Incentive Plan? The SDIP is a program established by North Carolina law and regulated by the North Car
